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Payment for Lost Wages (TTD) As Part of Your Workers' Compensation Claim

After suffering a work-related injury, you can collect benefits through workers’ compensation coverage provided by your employer. The purpose of workers’ comp benefits is keeping you financially afloat while you recover from your injury. When it comes time to return to work, the workers’ compensation benefits you receive can be disrupted or altered, specifically your disability benefits.

TTD Benefits & Beginning Work Again

Many injured workers actually want to get back to work as soon as possible, even if that means completing new job responsibilities. Before you can return to work, though, you should consider what it will do to your temporary total disability (TTD) benefits, and you will have to get approval from a medical provider.

If your doctor assesses your injuries and determines you can safely perform light or modified duty work with certain restrictions, and your employer offers you such work, you may not be eligible for TTD benefits. If you return to light or modified duty at less than full pay, workers’ compensation law requires that temporary partial disability (TPB) benefits be paid to you. The payments combined with your light duty pay should give you at least as much pay as what you would earn through a TTD rate.

If your doctor decides you are unable to work because of your injuries or debilitations, or due to surgery or another treatment needed for your injury, you are entitled to payment for lost wages. These payments are called temporary total disability. TTD benefits should be paid to you until your doctor or the physician assigned to your case says that you can return to work. The TTD benefits you receive can also be canceled when your treatment is concluded because your condition has reached maximum medical improvement (MMI), if this occurs first.

Three things you should keep in mind about TTD are:

  1. TTD is most commonly calculated as 2/3 of your average weekly wage for the 13 weeks prior to your injury.
  2. TTD is supposed to be paid weekly, not bi-weekly like many regular salary schedules.
  3. TTD is not taxable.

Make Sense of Your TTD Case & Workers’ Comp Claim

Not sure how to handle or begin your workers’ compensation claim after a work injury? Worried you might not be receiving the disability benefits you need and deserve? You are not alone — Buchanan, Williams, & O'Brien, P.C. and our St. Louis workers’ compensation attorneys are here to support and guide you.

Our legal team provides reliable counsel to people who have been injured in work accidents. We offer free consultations that allow you to discuss your concerns with an experienced attorney without reaching for your wallet first. For your convenience and confidence, we do not charge attorney fees unless we win your case, we can visit you in your home or hospital room, and we can schedule evening and weekend appointments.

Contact us online or call our St. Louis office at 314-862-6865 to schedule a free initial consultation of your own.