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What Impairment Ratings Mean for Your Disability Claim?

What Are Impairment Ratings?

The amount you receive in permanent disability benefits depends on your impairment rating (also commonly referred to as a “disability rating”), the extent and location of your injuries, and the amount of money you make each week. For example, if your arm is injured and a doctor gives you a 25% impairment rating, your permanent disability payments will be approximately 25% more than your weekly income.

An impairment rating is intended to estimate the severity of your injury and the extent to which the injury will limit your ability to earn a living in the future. The injury rating should be determined after you maximum medical improvement (MMI), which is the point at which further treatment will not improve your condition. In other words, MMI is the point at which your doctors tells you he or she has done all that can be done to treat the injury and improve your condition.

Your employer’s workers’ compensation insurance company will most likely send you to its doctor (or a provider-approved physician) to be given a rating. However, this rating is almost always too low, which can keep you from receiving the amount of compensation to which you are entitled. The insurance company is a business that exists to make money, and it is always biased toward minimizing the extent and effects of your injury in order to reduce the size of your payout.

Connect with a Disability & Workers’ Compensation Lawyer in St. Louis

At Buchanan, Williams & O'Brien, we can help you make sure you are accurately and unbiasedly evaluated. We have a team of doctors and other health care professionals who may be able to examine you and offer a fair impairment rating. Our St. Louis workers compensation attorneys have what it takes to make sure you receive a fair assessment and get the disability payout you deserve.

We help people who have sustained a variety of work-related injuries, even those that occur slowly or over many years on the job. In order to make it easier on you, our St. Louis workers’ comp lawyers are prepared to offer you a free consultation in order to allow you to discuss your concerns with an experienced professional—and you won’t pay us at all until we win your case.

We are also available evenings and weekends and are more than happy to visit you in your home or hospital room, if necessary.

Contact us online or call our St. Louis office at (314) 635-7606 today to schedule your free initial consultation.